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Privacy Policy

Last updated: 2026-05-07

This Privacy Policy explains how ActuarialPrep ("we", "us", "our") collects, uses, and safeguards your personal information when you use our website, applications, and related services (the "Service").

1. Information We Collect

We collect the following categories of information:

  • Account information: name, email address, hashed password, and any profile details you provide.
  • Usage data: practice questions answered, scores, time spent, study sessions, exam dates you enter, and other interactions with the Service.
  • Device data: IP address, browser type, operating system, and standard log information collected automatically.
  • Payment data: if you purchase a subscription, payment is processed by a third-party provider; we do not store full card numbers.

2. How We Use Your Information

  • To create and manage your account.
  • To deliver the Service, including adaptive practice, progress tracking, and study plans.
  • To analyze and improve our content and the user experience.
  • To communicate with you about service updates, account security, and (with your consent) marketing.
  • To comply with legal obligations and protect against fraud.

3. Sharing Your Information

We do not sell your personal information. We may share information with:

  • Service providers: hosting, database, analytics, email delivery, and payment-processing vendors that help us run the Service. These providers are bound by confidentiality obligations.
  • Legal authorities: if required by law, court order, or to protect the rights or safety of users or the public.
  • Business transfers: if ActuarialPrep is involved in a merger, acquisition, or asset sale, your information may be transferred subject to this Policy.

4. Cookies & Local Storage

We use cookies and browser local storage to keep you signed in, remember your preferences (such as exam dates and study activity), and measure how the Service is used. You can clear or block cookies through your browser, but parts of the Service may not function correctly if you do.

5. Data Retention

We retain personal information for as long as your account is active or as needed to provide the Service. We may retain certain information for longer when required for legal, security, or legitimate business reasons.

6. Your Rights

Depending on your location, you may have rights to access, correct, export, or delete your personal information, and to object to or restrict certain processing. To exercise these rights, contact us through the support channel listed on our website.

7. Children's Privacy

The Service is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe we have collected such information, please contact us so we can delete it.

8. International Transfers

Your information may be processed in countries other than your own. Where required, we use appropriate safeguards (such as standard contractual clauses) to protect your information when it is transferred internationally.

9. Security

We use industry-standard security measures, including encrypted password storage and TLS for data in transit. No method of transmission or storage is 100% secure; we cannot guarantee absolute security.

10. Changes to This Policy

We may update this Policy from time to time. Material changes will be announced via the Service or by email. The "Last updated" date at the top of this Policy reflects the most recent revision.

11. Contact

For questions or concerns about this Privacy Policy, reach us through the support channel listed on our website.